BUILT BY AN ACTIVE MP AGENT

Stop guessing which carrier will accept your client.

ClarityUW matches your client's health profile to the right carrier across 50+ options — in under 60 seconds.

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ClarityUW client profile analysis showing ranked carrier matches with Field Notes panel

Coverage across 50+ MP & FEX carriers. A few you'll recognize:

Foresters Financial logo
F&G Annuities & Life logo
Transamerica logo
Mutual of Omaha logo
SBLI logo

The cheat sheet is failing you.

Manual cheat sheets

Outdated the moment a carrier updates guidelines.

Calling underwriting

20+ minutes per client. The agent becomes the bottleneck.

"Just submit and see"

Declined apps, lost commissions, lost client trust.

There's a faster way.

Type a condition. Watch the carriers populate.

Search by condition, medication, age, or build. ClarityUW returns ranked carrier matches with acceptance criteria — across 50+ MP and FEX carriers.

SCREEN RECORDING — LIVE POPULATING PANEL

1,300+ data points. Updated continuously.

50+
Carriers
1,300+
Underwriting data points
<60s
From condition to carrier match
2024
Latest carrier guidelines

Sourced from carrier underwriting bulletins, agent field reports, and direct underwriter communications.

Three steps. No more cheat sheets.

01

Enter

the client's conditions, medications, age, build.

02

See

ranked carrier matches with acceptance and decline criteria.

03

Place

the application with the carrier most likely to approve — first try.

ClarityUW is built and maintained by Brandon Williamson, an active MP and FEX agent. Every carrier update, every condition added, every UI decision is made by someone who places these applications every week.

Read why I built this →

Simple pricing. Start free.

Most popular

Individual

$29.99 /mo
  • Search 50+ MP & FEX carriers by condition, medication, age, build
  • 1,300+ underwriting data points, updated continuously
  • Mobile-friendly — works on your phone during sales calls
  • Cancel anytime, no contract
  • Built and maintained by an active MP agent
Start Free Trial
Coming Soon

Pro

$49.99 /mo

Agency

Custom pricing
Contact us

7-day free trial · Cancel anytime · No credit card required to start

Common questions.

How is this different from my current cheat sheet?
Cheat sheets are static — they're outdated the moment a carrier updates a guideline, and they don't account for combinations (a client with diabetes plus high blood pressure plus a specific medication). ClarityUW analyzes the full client profile against 50+ carriers at once, ranks them by acceptance likelihood, and shows you a guaranteed-issue fallback so you always have a placement path.
How often is the underwriting data updated?
Carrier underwriting guidelines change frequently — usually a few times a year per carrier. ClarityUW is updated whenever a carrier publishes a guideline change, and agents can flag outdated information directly in the app for review within 7 days. Significant updates are announced to all subscribers.
Which carriers are covered?
ClarityUW covers 50+ MP and FEX carriers including Foresters, F&G, Transamerica, Mutual of Omaha, SBLI, and most major carriers writing in the simplified-issue and guaranteed-issue space. If a carrier you write with isn't listed, you can request it from the Account tab.
Does it work on my phone?
Yes. ClarityUW is built to work on your phone — every screen is responsive. Most agents use it mid-call while they're on the phone with a lead, pulling up carrier matches in real time as the client reads their conditions and medications.
What happens after the free trial?
Your 7-day free trial doesn't require a credit card. At the end of the trial, you choose whether to subscribe — no auto-charge, no surprise billing. Cancel anytime from your account.
Is my client data stored anywhere?
Client profiles are tied to your account and used only to generate carrier matches. We don't sell data, share it with carriers, or use it for anything outside the app. You can delete any client profile at any time.

Stop guessing. Start placing.

7-day free trial. No credit card. See for yourself.

Start Free Trial